Home Building FAQ: What Is Builder’s Risk Insurance and Why Do I Need It?

Home Building FAQ: What Is Builder's Risk Insurance and Why Do I Need It?

I started a blog series answering common home building questions. My goal is to provide you with a quick answer (300 words or less!) to a question and when I can, give you resources to find more information on the topic. 

Today’s question is – What is builder’s risk insurance and why do I need it?

This post will definitely be less than 300 words because most of the information answering this important question can be found in this blog post (if you haven’t already, you may consider reading it first before reading on). I’m posting about this topic again because (1) we had an incident at a client site recently (shown in picture above) and (2) Hurricane Florence (you never know how these storms will impact us). I know we tend to feel pretty insulated from catastrophic weather events here in Northern Virginia, but every few years, we’re reminded that Mother Nature does not have GPS!

The key takeaway here is the importance of taking out a separate insurance policy vs. adding a rider to a current homeowner’s policy. And like what happened to me during the construction of my home, it involved a weather event (and a tree).

Dream Big. Build Smart.

190 Words = Shortest Post Ever

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